Go back

Do I need a US bank account for my LLC?

Banking, payments & cross-border

Not legally, but practically yes. Mixing business receipts into a personal or foreign account undermines the liability separation and makes bookkeeping far harder.

Most banks want an EIN, formation documents, and some form of identification before opening one.

Try Inkle Books
We handle this for founders running US companies.
Full guide
How to Setup Bookkeeping for Startups
People also ask
Which W-8 form do I need?
What is withheld on dividends paid to a foreign shareholder?
What if the contractor visits the US to work?
What happens if I never collected a W-8?

Ready to take the next step? We would love to help you

Book a demo
This is some text inside of a div block.

Heading

Check your EIN confirmation letter (CP 575) first. If that is gone, look at a previously filed tax return, a business bank account application, or any 1099 you have issued. Your bank or your payroll provider will also have it on file.

previous version